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Does Home Depot Take Apple Pay?

Does Home Depot Take Apple Pay?

Home Depot is a popular home improvement store that offers a wide variety of products and services.

Many people want to use Apple Pay to make purchases at Home Depot, as it is a convenient and secure way to pay.

However, some people are still confused if Home Depot actually accepts Apple Pay. Does it?

Home Depot does not accept Apple Pay as a payment method at this time. However, they do accept other methods of payment such as credit cards, debit cards, and cash.

What Payment Methods Does Home Depot Accept?

Home Depot accepts a variety of payment methods for online and in-store purchases, including credit and debit cards, cash, checks, and financing through the store’s own credit card program. 

Home Depot also offers a convenient “Pay by Phone” option for customers who need to make a purchase but don’t have their payment method handy.

The following payment methods are accepted at Home Depot:

  • Credit and debit cards (including American Express, Discover, Mastercard, and Visa)
  • Cash
  • Checks
  • Home Depot store credit card
  • Pay by Phone option (credit and debit cards only)

For online purchases, Home Depot accepts the following credit and debit cards: American Express, Discover, Mastercard, and Visa.

For in-store purchases, Home Depot also accepts cash and checks. 

If you have a Home Depot store credit card, you can use it to finance your purchase (up to $2,500 for 24 months with no interest) or make payments on your account.

However, the Pay by Phone option is only available for credit and debit card purchases; you cannot use this option to pay with cash or a check.

If you’re paying with cash, be sure to have the exact amount, as Home Depot does not give cash back on transactions.

For checks, please make them out to “Home Depot” and include your driver’s license number, phone number, and address on the check. 

When using a debit card, you may need to provide your PIN (personal identification number) for authentication. For credit card purchases, you will need to sign a receipt.

When using the Pay by Phone option, you will need to provide your credit or debit card number, expiration date, and security code.

Confirm your billing ZIP code. After the payment is made, use the code that you will receive; and pick up the item from the store.

Apple Pay

Why Doesn’t Home Depot Take Apple Pay?

As one of the largest retailers in the United States, Home Depot is a popular destination for shoppers looking to purchase home improvement and construction supplies.

Though the store offers a variety of payment options, including cash, credit, and debit, it does not currently accept Apple Pay.

There are a few possible reasons why Home Depot has not yet adopted Apple Pay.

One reason may be that the retailer is already invested in other payment methods, such as its own store-branded credit card.

Another possibility is that Home Depot is waiting to see how popular Apple Pay becomes before making the switch.

Whatever the reason, shoppers who want to use Apple Pay at Home Depot will need to use another payment method for now.

However, with Apple Pay becoming increasingly popular, it’s possible that the store will eventually start accepting the payment method in the future.

Which Stores Take Apple Pay?

Apple Pay is indeed a safe and easy way to pay for purchases.

You can use Apple Pay at millions of stores and in apps — with just a touch of your phone or watch.

Some of the stores that do take Apple Pay are:

  • Target
  • Walmart
  • Best Buy
  • Macy’s
  • Kohl’s
  • JC Penney
  • Old Navy
  • Athleta
  • Nike
  • Foot Locker
  • REI
  • Adidas
  • Lululemon
  • Apple Store
  • Starbucks
  • Whole Foods Market

And many more…

Can You Use The PayPal “Pay In 4” Feature At Home Depot?

You can use the PayPal “Pay in 4” feature at Home Depot. You can use Pay in 4 to pay for your purchase over time, with no interest or fees.

To use Pay in 4, simply select it as your payment method at checkout and enter your PayPal information. 

Not to mention, whatever you are purchasing will be divided into four payments, each due one week apart.

You can pay your installments with a credit or debit card or with your PayPal balance. 

The Bottom Line of Home Depot Accepting Apple Pay

Home Depot does not accept Apple Pay as a form of payment at this time. However, you can use Apple Pay to make purchases through the Home Depot app.

If you’re looking to use Apple Pay at Home Depot, you’ll be out of luck.

The store doesn’t accept Apple Pay as a form of payment at physical locations.

Lindsay Reed

Hi, I'm the founder of! I created this website to be a resource for everyone who wants to make the best home possible.